American Credit Financial of Wilmington

It is a fact that a do-it-yourself approach to credit improvement is the best way to solve credit problems. It is also true that there is nothing that a credit agency can do that consumers can not do themselves. However, there is a learning curve for most Americans and many make costly mistakes in the process. Many consumers are facing the problem of not having enough time to do the job correctly themselves. 

We are students of the consumer credit industry, and well prepared for the expected national decline in credit quality. The Corporate Mission of ACF is to help consumers gain total control of their finances.

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• Focus on educating clients.
• Help clients understand and implement credit optimization.
• Help clients avoid making mistakes while re-entering the credit arena.     

Guidelines were established to stress disclosure to consumers

• Eliminate the client’s need to trust by supplying customers with 24/7 real-time access to their account and progress.
• Provide a secure log-in ID and password to access accounts from any location.
• Allow clients to monitor progress as they participate in the program.
• Allow clients complete and total access including access to internal notes from processors as efforts are made on their behalf.
• Clients will see all work as it is completed.