American Credit Financial of Wilmington

Our website was designed to educate all that will visit. Educated consumers make better decisions. We present our information in an easy to understand format, and allow everyone access to the ever changing material. The top navigation bar was created so that you may follow a natural left to right progression toward credit and financial stability. Below we list the various sections of the site and how we believe they may best serve you.

• Credit/Finance Knowledge Center - Knowledge is the key to any decision. Learn first, and then seek out your options. How easy is that? Blind financial decisions are costly.
• Credit Reports - Educated consumers should review their credit profile regularly. (Free) credit reports are advertised everywhere, but are they really free? We provide you with preferred vendors of credit reports and fully disclose the cost.
• Credit Protection Tools - Many options are available to help you monitor and protect your credit from fraud or identity theft. Our providers are proven industry leaders.
• Credit Optimization - Our approach to credit assistance is completely different from most credit companies. We do not practice or refer clients to credit repair or consumer credit groups. We educate and advise consumers of their own ability to effect their credit file. We focus on permanent legal solutions. We believe in education and a common sense approach to your credit problems. Our results are unmatched.
• Credit Cards - Credit cards can be a blessing or a curse. We provide you with the information needed to make an educated decision. Our presentation format will allow you to carefully examine and compare the best cards available. You will find specific details for each card. We also include commonly overlooked details from the fine print.
  Simply choose a category that best fits your needs and credit level. Informed decisions are best!
• Loans - Our loan section will allow you to compare which program best fits your needs and budget. If you have great, fair, or poor credit, we have lenders to assist you. We help you find lenders for Homes, Automobiles, Personal Loans, and Student Loans.
• Business and Commercial Loans - Getting a commercial loan can be a hassle. We realize that the best use of your time is not chasing down a loan, but doing the thing that you do best... run your business. Our lenders have dedicated themselves to providing you with a quick response, excellent customer service, and competitive loan products that fit your needs and allow you to maximize your business.
• Debt Consolidation - Debt consolidation is to take all of one's debt and to consolidate it into one payment. You can consolidate your debt through loans, equity, or repayment plans. We help you choose the correct option.
• Loan Modification - A Loan Modification changes your existing mortgage note and gives you a fresh new start in managing your home. We will negotiate with your lender to lower your interest rate and extend your loan for a longer period, modifying the loan amount to a more affordable level.
• Credit and Finance Forum - Our forum was established to allow consumers' access to our industry leaders. Here you may ask questions or discuss topics related to credit and finance.